RULES AND REGULATIONS

The rules, covenants, and guidelines of Tipton Lakes Community Association are designed to help protect and enhance property values by maintaining high quality standards throughout the community. The rules, in their entirety, are included in the green book of Association documents. Here is a brief summary of the topics addressed by the rules: More information is available by clicking on the summary of interest.

1. Use of Lakes, Lake Property and General Common Areas. These rules promote the safe and harmonious use of the lakes, parks, and other common areas. They address marina hours, boating, fishing, swimming, and general lake use. A complete copy of this section is included on this web page.
2. Annual Assessment Billing and Collection Procedures. These rules detail the various assessment payment options available to members and the procedures instituted to ensure the timely payment of assessments, including penalties for late payment.
3. Design Review Procedures and Regulations. This section explains the design review application process in detail. Please note that all exterior changes require approval of the Design Review Committee. In conjunction with the rules are Design Guidelines, which give the homeowner contemplating an improvement advice as to practical and aesthetic considerations to apply to a wide range of projects.

APPENDIX A
Design Review Application for Modifications. A member contemplating an exterior modification should complete this form. Association staff will provide additional assistance if needed.

APPENDIX B
Rules Enforcement Procedures. These rules indicate the sequence of procedures and guidelines to be used by the Covenants Committee and the Association staff in dealing with the violations of rules and covenants. The Association is legally empowered by its Governing Documents to enforce its rules and covenants.

The Rules and Regulations are revised and amended by the Board as necessary.

A. Purpose
B. Marina Area Hours
C. Identification Requirements
D. Boat Registration/Identification
E. Boat Docks
F. The Lakes
G. Fishing
H. Swimming
I. Marina Party Reservations
J. Association Office/Marina Parking
K. Use of Lake Water
L. Aquatic Weed Control
M. Liability
N. Enforcement

Section from Rules and Regulations
Use of Lakes, Lake Property, & General Common Areas

Authority: Declaration Article III, Section 3.04 (ii)(a)(1)

A. Purpose

In order to ensure the safe and orderly use of certain portions of the Lake Property and Common Areas by the Members, these regulations establish restrictions and guidelines for those same areas. These regulations may be extended, amended, or replaced at any time by the Board, and they will remain in full force and effect until amended or terminated by the Board. The use of the Lake Property and the regulation of that use by the Association are subject to the approval of the Developer, Tipton Lakes Company, Inc.

B. Marina Area Hours

1. The Marina Area will be available for use as described on the following pages, as posted at the Marina office and publicized in Tipton Talk from the time the Marina is staffed from early May until late October, depending on weather conditions.
2. Extended hours up to a specified hour may be granted by the Association on a one-time basis for private Member parties if requested by that Member at least one (1) week in advance of the party. The requesting Member will be fully responsible for cleaning up from the party before leaving that evening. The Board may impose a deposit or charge, especially if marina personnel are required after hours.
3. Marina hours do not apply to use of the lake adjacent to one's own private lakefront lot. Furthermore, those renting boat slips or T-rack spaces at the marina will be entitled to have complete access to their boats at the marina for use on the lakes, provided that property rights are respected.

C. Identification Requirements

1. Members

a.  When on or using the lake and/or Marina facilities, Members should carry a valid Membership Card.
b.  When a Member-family is together, only one Member of that family need carry a Membership Card.
c.  Each Member-family current in their assessments and otherwise in good standing will be issued one or more Membership Cards up to the number of full time family member residents on file in the Association's database.
d.  Lost or stolen Membership Cards are to be reported to the Association and will be replaced.

2. Guests

Guests using the lake and/or Marina facilities should be accompanied by their Member hosts. As necessary, unaccompanied guests are permitted in member's properly registered boat.

3. Tipton Lakes Company

a.  Tipton Lakes Company officers and employees on or using the Common Areas and facilities for recreational purposes should carry adequate proof of employment at Tipton Lakes Company.
b.  Guests of Tipton Lakes not accompanied by Tipton Lakes Company officers or employees should carry valid Tipton Lakes Company Guest Passes. The Guest Passes will be valid only for the time period specified on the pass, will indicate the family name or group identification of persons to whom the Pass applies who must remain together (unless more than one pass issued), and will be signed by the officer or employee who issued the pass.

D. Boat Registration/Identification

1. Registration

a.  Each row boat, canoe, sailboat, paddle boat, pontoon boat, kayak, etc. kept on, located on or in use on the Lakes, Common Areas or Lake Property must be properly registered annually by the appropriate Member at the Association Offices.
b.  Registration information will include at a minimum:
· Member name and number
· Lot or Living Unit identification
· Make, type and length of boat
· Boat serial number or state registration number
· Sticker number issued

2. Identification

a.  The Association will issue for each properly registered boat an annual identification permit. Cost for such permit is set annually by the Board of Directors.
b.  Each sticker will be placed on the stern (back) of the boat, starboard side (the right side if you are facing forward) in a clearly visible location above the water line.
c.  Lost or stolen stickers should be reported to the Association and may be replaced at the then current cost.

E. Boat Docks

Boat docks constructed by Members from their own lakefront lots must be approved by the Design Review Committee. Specified Dock Rules and Regulations and/or Guidelines are available upon request.

F. The Lakes

1. Access

Lake access is limited to the Marina and one's own lakefront lot, except for fishing from designated shorelines (see section G, 4).

2. Boating

a.  Electric motors are permitted. Use of gasoline or diesel engines are prohibited except Association or Company service boats. If a gasoline or diesel motor is secured on a member's boat, it must be inoperable and tilted out of the water.
b.  Boats may not exceed a maximum 18 feet. Although no height restriction is imposed, Members are advised that the maximum height passable under the Barrel Arch Bridge over the East Canal is 21 feet.
c.  Boats may not exceed 10 mph.
d.  Any boats left in the lakes or on the Lake Property or Common Areas are left there at the owner's risk. They must be properly moored or beached in an area specified for it.
e.  Boats may be operated on all 3 lakes and 2 canals provided that private property rights and posted areas are respected.
f.  Boats may be launched only from one's own lakefront lot or from the launch ramp located at the Marina.
g.  Boats are not to be operated in or near any designated swim area.
h.  Boats must yield the right of way to swimmers. Motored boats must yield the right of way to non-motored boats.
i.  Boat Rental. Tipton Lakes Community Association (TLCA) rents to Association Members pedal boats, pontoon boats, fishing boats, canoes, and the like. TLCA Board establishes fees and operating procedures annually.

1. Users will be required to have life preservers (provided by the Marina) with them at all times.
2. In order to reserve a boat for rental, non-refundable fees must be paid at time of reservation. In case of inclement weather, Marina staff will refund fees.
3. Written parental permission is required for all children under the age of 16 in order to rent an Association boat. Children under the age of 12 are permitted to rent only the non-motorized pedal boats. Children age 12-15 are permitted to rent the pedal boats, canoe, and jon boats. Children age 16 and over with a valid driver's license are permitted to rent the pontoon boats.
4. TIPTON LAKES COMMUNITY ASSOCIATION AND TIPTON LAKES COMPANY DENIES ANY AND ALL LIABILITY WITH RESPECT TO OPERATION OF THESE BOATS.

G. Fishing

1. Purpose

The lake system at Tipton Lakes has been professionally stocked with bass, bluegill, and channel catfish. These regulations are intended to strike a reasonable balance between maintaining a desirable fish population and offering a recreational opportunity to Tipton Lakes residents.

2. Membership Card serves as Your Permit

Since Tipton Lakes is private, Indiana state fishing licenses are not required. The lakes, however, are open only to Tipton Lakes Community Association Members, and their bona fide guests. Fishing will be allowed as further provided herein.

a. Four guests may accompany each Member while fishing. Groups larger then four guests should have permission from the Association Office.

b. All Members should carry their membership card. Association personnel will patrol the lakes periodically for compliance. Association cards may be revoked if the rules are not complied with.

3. Fish Size and Daily Limits

a. Bass
 • 10 - 14" slot may be kept, daily catch limit of 3 per person. All other sizes of bass outside of slot are catch and release only.
  • Sportsman fishing lures are recommended, allowing fish to return to the water unharmed.
b. Channel catfish
 • Minimum size to keep: 10 inches
 • Daily catch limited: 5 per person
c. Pan fish (Bluegill, Crappie and Sunfish)
 • Minimum size to keep: no minimum
 • Daily catch limit: no limit

4.  Fishing Rules

a.  Minnows of the following fish species may not be used as bait: bullhead, carp, buffalo, sucker, crappie, perch, and sunfish. These are considered "undesirable" fish so every effort is being made to keep them out of the lakes. The only acceptable minnows for use as bait are fatheads. Goldfish should not be placed in the lakes.
b.  Float (jug) fishing, limb or drop lines, and trotlines are not permitted.
c.  Unless specifically permitted herein, any fishing activity prohibited in the current State of Indiana Fishing Regulations is hereby prohibited at Tipton Lakes.
d.  In order to respect private property, daytime fishing, generally between sunrise and sunset, will be permitted only from (1) boats, (2) the west bank of the marina inlet (away from the beach and boat docks), (3) Eastlake and Northlake dams, (4) docks and shorelines of privately owned lots by their licensed owners (and guests).
e.  Night fishing is permitted from 1) boats, and 2) docks and shorelines of privately owned lots by their licensed owners (and guests). Use of bright lights is not permitted.

H. Swimming

1. SWIMMING AND DIVING ARE STRICTLY AT YOUR OWN RISK.
2. While at the Marina beach area, children under the age of 12 years must be accompanied by a person at least 16 years of age unless a written parental permission slip is on file at the Association Office.

I. Marina Party Reservations

1. Members interested in reserving space at the Marina for a party should contact the Association office.
2. A reservation for a party does not include exclusive use of the area; the Marina is always open to all members during normal operating hours. By making reservations ahead of time the staff can reserve picnic tables and grills to adequately accommodate member parties and help coordinate any special needs.
3. Members are encouraged to reserve space at the Marina as much in advance as possible.

J. Association Office/Marina Parking

1. The parking area at the office/marina is intended for use only while the member is using the facility. Overnight parking or storage of trailers is prohibited in the parkIng lot or the city streets near the area.
2. Parking adjacent to the boat launch ramp is permitted while launching boat or if a member is properly licensed to use the accessible parking area.
3. Members with boat trailers must park along Tipton Lakes Boulevard.

K. Use of Lake Water

No owner of any Lot or Living Unit or other Member or guest may use the lake water for watering lawns, bathing or feeding pets, or any other such use. This is to maintain lake levels and to prevent harm or damage to pets or landscape materials due to aquatic weed control chemicals.

L. Aquatic Weed Control

TLCA has chemical aquatic weed control services performed in the lakes, ponds, etc. Chemical applications are dependent on good weather. Buoys will be placed in the lakes to signify the chemical application. This signifies a 24-hour suspension of body contact with treated water, plus a 2-day suspension of drinking the lake water. When possible, chemical application dates will be posted in advance at the Marina and in Tipton Talk.

M. ALL ICE SKATING, ICE FISHING, SLEDDING AND OTHER RECREATIONAL SPORTS AT TIPTON LAKES ARE STRICTLY AT YOUR OWN RISK. THE ASSOCIATION AND TIPTON LAKES COMPANY DENIES ANY AND ALL LIABILITY.

FOR ALL MEMBERS' SAFETY, ICE FISHING IS PERMITTED IN WESTLAKE ONLY. THE BUDDY SYSTEM IS STRONGLY RECOMMENDED.

N. Enforcement

1. Everyone is asked to cooperate with Association personnel or other members in their efforts to enforce these regulations.
2. Those who violate these Rules and Regulations may be fined or have their privileges reduced or revoked.

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